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5 Ways Ordinary People Can Make Money with AI

“AI is so hot, can I use it to make money?”

AI123
April 9, 2026
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5 Ways Ordinary People Can Make Money with AI

“AI is so hot, can I use it to make money?”

“I heard some people make over 10,000 a month with AI. Is that true?”

“Can ordinary people without skills make money with AI?”

Recently, many people have asked me this question. Today I'll give you a clear answer:

Yes! And the barrier to entry is much lower than you think.

This article walks you through 5 ways ordinary people can make money with AI—there's bound to be one that suits you!

1. A few real cases first

Case 1: Xiao Wang, admin clerk, monthly income 3,000 → 8,000

Uses AI to write copy and make PPTs for others, takes orders in spare time, earning an extra 5,000 yuan a month.

Case 2: Xiao Li, stay-at-home mom, monthly income 0 → 5,000

At home, she uses AI to generate avatars and posters for others, taking orders via Xianyu and WeChat Moments.

Case 3: Zhang, traditional salesperson, monthly income 6,000 → 15,000

Uses AI to run a short-video account focused on a niche, earning ad revenue sharing plus product commissions—an extra 9,000 yuan a month.

Common points:

  • They are all ordinary people
  • None had professional skills
  • All did it in their spare time
  • All used AI to lower the barrier

2. 5 ways ordinary people can make money with AI

Route 1: AI content creation monetization

Core logic: Use AI to lower the barrier to content creation, produce content quickly, and monetize through platform traffic.

Best for: People with a desire to express themselves and a willingness to share.

Monetization methods:

  • Ad revenue sharing on short-video/image-text platforms
  • Traffic subsidies (Toutiao, Baijiahao, etc.)
  • Fan tips
  • Paid content

Specific steps:

1. Choose a platform: Douyin/Kuaishou/Xiaohongshu/Toutiao
2. Pick a niche: knowledge/emotion/lifestyle/entertainment
3. Use AI to produce content quickly:
   - Topic → AI brainstorms for you
   - Script → AI writes it
   - Images → AI generates them
   - Voiceover → AI completes it
4. Keep posting and build an audience
5. Enable traffic monetization

Estimated income:

  • Just starting: 0–500 yuan/month
  • Building phase: 500–3,000 yuan/month
  • Steady phase: 3,000–10,000 yuan/month

Representative cases:

  • Use AI to run a science account, posting 50 videos daily
  • Use AI to run an emotional/relationship account, producing 10 articles daily

Route 2: AI skill service monetization

Core logic: Use AI to help others solve problems and charge service fees.

Best for: Patient people who enjoy helping others solve problems.

Monetization methods:

  • Write copy/articles for others
  • Make PPTs for others
  • Write/optimize resumes for others
  • Generate logos/posters for others
  • Write/debug code for others
  • Create data analysis reports for others

Platforms for taking orders:

  • Xianyu
  • Taobao/Pinduoduo stores
  • Zhubajie.com
  • Proginn (Programmer's Inn)
  • Tianxin Factory
  • Various WeChat groups and Moments

Specific steps:

Step 1: Decide on the type of service
↓
Step 2: Open a store / publish services on a platform
↓
Step 3: Set pricing (refer to market rates)
↓
Step 4: Take orders → complete with AI → deliver
↓
Step 5: Build up good reviews → raise your rates

Pricing reference:

Service typeLowMidHigh
Copywriting50 yuan200 yuan500 yuan+
PPT creation30 yuan100 yuan300 yuan+
Logo design50 yuan200 yuan500 yuan+
Resume optimization30 yuan100 yuan300 yuan+
Short-video editing50 yuan200 yuan500 yuan+

Estimated income:

  • Just starting: 500–1,000 yuan/month
  • Skilled phase: 2,000–5,000 yuan/month
  • Reputation phase: 5,000–20,000 yuan/month

Route 3: AI digital product monetization

Core logic: Use AI to create digital products—make once, sell many times.

Best for: Those with some experience who want to build passive income.

Types of digital products:

  • AI-generated wallpapers/avatars (sell memberships/materials)
  • AI-generated PPT templates
  • AI-generated design asset packs
  • AI-written ebooks
  • AI-generated prompt collections
  • AI tutorials/courses

Sales channels:

  • Xianyu
  • Xiaohongshu store
  • Knowledge Planet
  • Paid articles on WeChat Official Accounts
  • Various material/asset websites

Specific steps:

Step 1: Decide on the product type
↓
Step 2: Generate content in bulk with AI
↓
Step 3: Package and organize it into a product
↓
Step 4: Set a price and list it for sale
↓
Step 5: Promote → passive income

Examples:

  • Package 1,000 AI art prompts and sell for 99 yuan
  • Create 100 PPT templates, sell membership at 199 yuan/year
  • Write an AI user guide ebook, sell for 39 yuan

Estimated income:

  • Just starting: 0–500 yuan/month
  • Product ready: 1,000–3,000 yuan/month
  • Scaled up: 5,000–50,000 yuan/month

Route 4: AI e-commerce selling monetization

Core logic: Use AI to generate product-selling content and earn commissions on e-commerce platforms.

Best for: Action-oriented people willing to study platform rules.

Platform choices:

  • Douyin/Kuaishou (short-video selling)
  • Xiaohongshu (image-text product recommendations)
  • Zhihu (selling through answers)
  • Baijiahao (selling through articles)

Specific steps:

Step 1: Register for the e-commerce platform's selling permission
↓
Step 2: Choose products to sell (high commission, familiar to you)
↓
Step 3: Use AI to generate product copy/videos
↓
Step 4: Publish content with purchase links
↓
Step 5: Get orders → earn commissions

Product selection tips:

  • High commission (30% or more)
  • Easy to showcase with AI
  • Few after-sales issues (virtual products/daily necessities)
  • You've actually used or know them

Estimated income:

  • Just starting: 0–500 yuan/month
  • Getting familiar: 1,000–3,000 yuan/month
  • Professional phase: 5,000–20,000 yuan/month

Route 5: AI training / paid knowledge

Core logic: Teach others the AI skills you've learned and charge tuition.

Best for: Strong learners who are willing to share and can express themselves well.

Monetization methods:

  • Record AI tutorial courses
  • Host live AI sharing sessions
  • Provide one-on-one AI consulting
  • Run an AI community (membership fees)
  • Deliver enterprise AI training

Content directions:

  • AI writing tutorials
  • AI drawing tutorials
  • AI video production tutorials
  • AI office productivity tutorials
  • Tutorials on specific tools

Sales channels:

  • Knowledge Planet
  • Xiaobaotong
  • Paid articles on WeChat Official Accounts
  • Douyin/Kuaishou live streaming
  • Selling courses on Taobao

Specific steps:

Step 1: Choose one AI tool and master it
↓
Step 2: Summarize usage methods and lessons learned from pitfalls
↓
Step 3: Record courses / write tutorials
↓
Step 4: Set a price (99–999 yuan)
↓
Step 5: Promote and enroll students

Pricing reference:

  • Single course: 99–299 yuan
  • Course bundle: 399–999 yuan
  • Community annual fee: 299–999 yuan
  • One-on-one consulting: 200–1,000 yuan/hour

Estimated income:

  • Just starting: 500–2,000 yuan/month
  • Reputation phase: 3,000–10,000 yuan/month
  • Influence phase: 10,000–50,000 yuan/month

3. Selection Advice

How to choose?

Your situationRecommended route
No foundation, lots of timeRoute 1 (content creation)
Patient and willing to serveRoute 2 (skill services)
Has experience, wants passive incomeRoute 3 (digital products)
Action-oriented, loves to hustleRoute 4 (e-commerce selling)
Good at learning, loves sharingRoute 5 (paid knowledge)

My advice:

Beginner tip: start with Route 2

  • Low barrier, high demand
  • Can be quickly validated
  • Build a reputation and raise prices
  • Gain experience at the same time

After advancing, run multiple routes in parallel:

  • Route 2 earns money
  • Route 3 builds passive income
  • Route 1 expands influence

4. Important notes

❌ Don't do this

  • Overthink without acting (just start first)
  • Expect to get rich overnight (it takes time)
  • Try to do everything (focus on one first)
  • Don't learn new technologies (AI moves fast)
  • Ignore quality (reputation matters)

✅ The right way

  • Start with one direction
  • Learn and optimize while doing
  • Keep going deep
  • Keep learning
  • Build a personal brand

Key takeaways

  1. 5 routes: content creation, skill services, digital products, e-commerce selling, paid knowledge
  2. Recommended for beginners: start with skill services—low barrier, quick results
  3. Core logic: use AI to lower the barrier and improve efficiency
  4. Income timeline: see results in 1–3 months, stable in 6–12 months
  5. Most important: action + persistence + learning

In the AI era, there are more moneymaking opportunities than ever before.

The key isn't whether you know how—it's whether you do it.

Start right now!

#AI教程文章#副业变现