5 Ways Ordinary People Can Make Money with AI
“AI is so hot, can I use it to make money?”

“AI is so hot, can I use it to make money?”
“I heard some people make over 10,000 a month with AI. Is that true?”
“Can ordinary people without skills make money with AI?”
Recently, many people have asked me this question. Today I'll give you a clear answer:
Yes! And the barrier to entry is much lower than you think.
This article walks you through 5 ways ordinary people can make money with AI—there's bound to be one that suits you!
1. A few real cases first
Case 1: Xiao Wang, admin clerk, monthly income 3,000 → 8,000
Uses AI to write copy and make PPTs for others, takes orders in spare time, earning an extra 5,000 yuan a month.
Case 2: Xiao Li, stay-at-home mom, monthly income 0 → 5,000
At home, she uses AI to generate avatars and posters for others, taking orders via Xianyu and WeChat Moments.
Case 3: Zhang, traditional salesperson, monthly income 6,000 → 15,000
Uses AI to run a short-video account focused on a niche, earning ad revenue sharing plus product commissions—an extra 9,000 yuan a month.
Common points:
- They are all ordinary people
- None had professional skills
- All did it in their spare time
- All used AI to lower the barrier
2. 5 ways ordinary people can make money with AI
Route 1: AI content creation monetization
Core logic: Use AI to lower the barrier to content creation, produce content quickly, and monetize through platform traffic.
Best for: People with a desire to express themselves and a willingness to share.
Monetization methods:
- Ad revenue sharing on short-video/image-text platforms
- Traffic subsidies (Toutiao, Baijiahao, etc.)
- Fan tips
- Paid content
Specific steps:
1. Choose a platform: Douyin/Kuaishou/Xiaohongshu/Toutiao
2. Pick a niche: knowledge/emotion/lifestyle/entertainment
3. Use AI to produce content quickly:
- Topic → AI brainstorms for you
- Script → AI writes it
- Images → AI generates them
- Voiceover → AI completes it
4. Keep posting and build an audience
5. Enable traffic monetization
Estimated income:
- Just starting: 0–500 yuan/month
- Building phase: 500–3,000 yuan/month
- Steady phase: 3,000–10,000 yuan/month
Representative cases:
- Use AI to run a science account, posting 50 videos daily
- Use AI to run an emotional/relationship account, producing 10 articles daily
Route 2: AI skill service monetization
Core logic: Use AI to help others solve problems and charge service fees.
Best for: Patient people who enjoy helping others solve problems.
Monetization methods:
- Write copy/articles for others
- Make PPTs for others
- Write/optimize resumes for others
- Generate logos/posters for others
- Write/debug code for others
- Create data analysis reports for others
Platforms for taking orders:
- Xianyu
- Taobao/Pinduoduo stores
- Zhubajie.com
- Proginn (Programmer's Inn)
- Tianxin Factory
- Various WeChat groups and Moments
Specific steps:
Step 1: Decide on the type of service
↓
Step 2: Open a store / publish services on a platform
↓
Step 3: Set pricing (refer to market rates)
↓
Step 4: Take orders → complete with AI → deliver
↓
Step 5: Build up good reviews → raise your rates
Pricing reference:
| Service type | Low | Mid | High |
|---|---|---|---|
| Copywriting | 50 yuan | 200 yuan | 500 yuan+ |
| PPT creation | 30 yuan | 100 yuan | 300 yuan+ |
| Logo design | 50 yuan | 200 yuan | 500 yuan+ |
| Resume optimization | 30 yuan | 100 yuan | 300 yuan+ |
| Short-video editing | 50 yuan | 200 yuan | 500 yuan+ |
Estimated income:
- Just starting: 500–1,000 yuan/month
- Skilled phase: 2,000–5,000 yuan/month
- Reputation phase: 5,000–20,000 yuan/month
Route 3: AI digital product monetization
Core logic: Use AI to create digital products—make once, sell many times.
Best for: Those with some experience who want to build passive income.
Types of digital products:
- AI-generated wallpapers/avatars (sell memberships/materials)
- AI-generated PPT templates
- AI-generated design asset packs
- AI-written ebooks
- AI-generated prompt collections
- AI tutorials/courses
Sales channels:
- Xianyu
- Xiaohongshu store
- Knowledge Planet
- Paid articles on WeChat Official Accounts
- Various material/asset websites
Specific steps:
Step 1: Decide on the product type
↓
Step 2: Generate content in bulk with AI
↓
Step 3: Package and organize it into a product
↓
Step 4: Set a price and list it for sale
↓
Step 5: Promote → passive income
Examples:
- Package 1,000 AI art prompts and sell for 99 yuan
- Create 100 PPT templates, sell membership at 199 yuan/year
- Write an AI user guide ebook, sell for 39 yuan
Estimated income:
- Just starting: 0–500 yuan/month
- Product ready: 1,000–3,000 yuan/month
- Scaled up: 5,000–50,000 yuan/month
Route 4: AI e-commerce selling monetization
Core logic: Use AI to generate product-selling content and earn commissions on e-commerce platforms.
Best for: Action-oriented people willing to study platform rules.
Platform choices:
- Douyin/Kuaishou (short-video selling)
- Xiaohongshu (image-text product recommendations)
- Zhihu (selling through answers)
- Baijiahao (selling through articles)
Specific steps:
Step 1: Register for the e-commerce platform's selling permission
↓
Step 2: Choose products to sell (high commission, familiar to you)
↓
Step 3: Use AI to generate product copy/videos
↓
Step 4: Publish content with purchase links
↓
Step 5: Get orders → earn commissions
Product selection tips:
- High commission (30% or more)
- Easy to showcase with AI
- Few after-sales issues (virtual products/daily necessities)
- You've actually used or know them
Estimated income:
- Just starting: 0–500 yuan/month
- Getting familiar: 1,000–3,000 yuan/month
- Professional phase: 5,000–20,000 yuan/month
Route 5: AI training / paid knowledge
Core logic: Teach others the AI skills you've learned and charge tuition.
Best for: Strong learners who are willing to share and can express themselves well.
Monetization methods:
- Record AI tutorial courses
- Host live AI sharing sessions
- Provide one-on-one AI consulting
- Run an AI community (membership fees)
- Deliver enterprise AI training
Content directions:
- AI writing tutorials
- AI drawing tutorials
- AI video production tutorials
- AI office productivity tutorials
- Tutorials on specific tools
Sales channels:
- Knowledge Planet
- Xiaobaotong
- Paid articles on WeChat Official Accounts
- Douyin/Kuaishou live streaming
- Selling courses on Taobao
Specific steps:
Step 1: Choose one AI tool and master it
↓
Step 2: Summarize usage methods and lessons learned from pitfalls
↓
Step 3: Record courses / write tutorials
↓
Step 4: Set a price (99–999 yuan)
↓
Step 5: Promote and enroll students
Pricing reference:
- Single course: 99–299 yuan
- Course bundle: 399–999 yuan
- Community annual fee: 299–999 yuan
- One-on-one consulting: 200–1,000 yuan/hour
Estimated income:
- Just starting: 500–2,000 yuan/month
- Reputation phase: 3,000–10,000 yuan/month
- Influence phase: 10,000–50,000 yuan/month
3. Selection Advice
How to choose?
| Your situation | Recommended route |
|---|---|
| No foundation, lots of time | Route 1 (content creation) |
| Patient and willing to serve | Route 2 (skill services) |
| Has experience, wants passive income | Route 3 (digital products) |
| Action-oriented, loves to hustle | Route 4 (e-commerce selling) |
| Good at learning, loves sharing | Route 5 (paid knowledge) |
My advice:
Beginner tip: start with Route 2
- Low barrier, high demand
- Can be quickly validated
- Build a reputation and raise prices
- Gain experience at the same time
After advancing, run multiple routes in parallel:
- Route 2 earns money
- Route 3 builds passive income
- Route 1 expands influence
4. Important notes
❌ Don't do this
- Overthink without acting (just start first)
- Expect to get rich overnight (it takes time)
- Try to do everything (focus on one first)
- Don't learn new technologies (AI moves fast)
- Ignore quality (reputation matters)
✅ The right way
- Start with one direction
- Learn and optimize while doing
- Keep going deep
- Keep learning
- Build a personal brand
Key takeaways
- 5 routes: content creation, skill services, digital products, e-commerce selling, paid knowledge
- Recommended for beginners: start with skill services—low barrier, quick results
- Core logic: use AI to lower the barrier and improve efficiency
- Income timeline: see results in 1–3 months, stable in 6–12 months
- Most important: action + persistence + learning
In the AI era, there are more moneymaking opportunities than ever before.
The key isn't whether you know how—it's whether you do it.
Start right now!




