Mezzi

Overview

Mezzi is an SEC-registered investment advisor that applies artificial intelligence to wealth management and fiduciary advice. Unlike conventional financial advisory platforms, Mezzi automatically aggregates and analyzes your complete portfolio across all connected accounts — including brokerage, bank, retirement, and custody accounts — to provide a holistic view of your financial position. The platform delivers personalized recommendations for tax optimization, retirement planning, and asset allocation while operating under a legal fiduciary standard, meaning all advice is designed to act in the client's best interest.

At the core of Mezzi is an AI-powered analysis engine that goes beyond surface-level portfolio summaries. Its signature X-Ray feature provides deep exposure analysis, uncovering hidden stock concentrations and indirect holdings that may not be immediately visible across fragmented accounts. Users can interact with the system through a conversational AI interface, asking questions at any time and receiving actionable insights and investment ideas. The platform generates tax-aware strategies, evaluates retirement readiness, and proposes allocation adjustments based on the structure of the user's entire financial ecosystem.

Mezzi is designed to be non-disruptive: users do not need to transfer or move their existing accounts. The platform supports thousands of financial institutions and account types, enabling users to maintain their current brokerage and banking relationships while benefiting from centralized AI-driven analysis. Mezzi clearly distinguishes itself from traditional advisors by charging no AUM (Assets Under Management) fees, making fiduciary-grade financial advice accessible to a broader audience. As a regulated entity, Mezzi publishes its Form ADV Brochure and Form CRS, providing full transparency regarding its advisory practices and regulatory standing.

For individuals who want to consolidate their financial decision-making, optimize tax exposure, and receive ongoing portfolio guidance, Mezzi offers a modern, cost-effective alternative to legacy wealth management. Its combination of AI-driven analytics, fiduciary accountability, and an intuitive user interface positions it as a practical tool for anyone seeking intelligent, low-cost investment guidance across all accounts.

Core capabilities

AI-Powered Portfolio Analysis

Automatically analyzes your entire portfolio across all linked accounts, including brokerage, bank, and retirement accounts.

X-Ray Exposure Analysis

Uncovers hidden stock holdings and indirect exposure to individual equities across your full portfolio.

Conversational AI Advisor

Chat with the AI at any time to ask financial questions and receive actionable insights and recommendations.

Fiduciary Investment Advice

As an SEC-registered investment advisor, Mezzi provides advice under a fiduciary standard, prioritizing client interests.

Tax Optimization Strategies

Delivers personalized tax-aware recommendations designed to improve after-tax portfolio outcomes.

Retirement Planning

Evaluates retirement readiness and suggests adjustments to help align investments with long-term retirement goals.

Asset Allocation Guidance

Provides tailored asset allocation advice based on the structure and composition of your complete financial portfolio.

Zero AUM Fees

No assets-under-management fee model, making professional-grade advice available at a fraction of traditional advisor costs.

Multi-Institution Support

Works with existing accounts across thousands of financial institutions — no need to move your money.

Regulatory Transparency

Publishes Form ADV Brochure and Form CRS for complete disclosure of its advisory and regulatory practices.

Use cases

Revealing hidden stock exposure that might be invisible when viewing accounts separately

Getting personalized tax optimization recommendations across all accounts before year-end

Asking the AI advisor for quick answers about portfolio changes regardless of the time of day

Obtaining fiduciary-grade retirement and asset allocation advice without paying a percentage of assets

Consolidating analysis of brokerage, bank, and retirement accounts without moving any funds

Evaluating whether current investments align with long-term retirement goals

Receiving ongoing AI-driven insights to support confident, informed investment decisions