XTransfer Details TradePilot, an AI Model for B2B Cross-Border Payments
At a trade digitalization forum held in Guangzhou on October 21, 2026, XTransfer Vice President Wang Dongmei detailed the company's use of AI to safeguard cross-border fund flows. The forum was co-hosted by the Ministry of Commerce's License and Quota Administration Bureau and the China Foreign Trade Centre, under the theme "AI-Driven Trade, Connecting the World Smartly".
According to customs data cited at the event, China's goods exports rose 16.4% year-on-year in the first three quarters of 2026, with notable growth in emerging markets. Wang noted that offline, fragmented B2B trade documentation makes manual risk control slow and costly.
XTransfer has built TradePilot, described as the world's first AI model for the B2B cross-border trade payment vertical. More than 100 AI agents are embedded in its review workflow, covering KYC, transaction verification, and anti-money laundering monitoring. The company's proprietary knowledge graph includes about 30 million business entities, 19 million relationships, and industry knowledge across roughly 100 sectors.
Wang said the platform's automated review rate has reached 98.5%, with fraud rate of about 0.003%, and unit risk-control costs below 5% of traditional banks. XTransfer has served over 1 million enterprise clients, with local collection accounts in nearly 60 countries and regions. The company plans to promote unified quantitative risk-control standards for the B2B cross-border payment industry.
